What is UPI and why every Indian business should accept it

UPI moves money between bank accounts in seconds, at any hour. Here is what it is, how a payment travels, and why it has become the default way Indian customers pay.

Collect, intent and QR: the three ways customers pay by UPI

UPI payments start in one of three ways. Knowing the difference helps you choose the right checkout for your website, app or shop counter.

What is a UTR number and why it matters for reconciliation

The 12-digit UTR is the fingerprint of a UPI payment. Learn where customers find it and how it helps you match money to orders.

Static QR vs dynamic QR: which is right for your business?

A printed QR is quick to set up; a dynamic QR knows the amount and the order. Here is how to decide.

Accepting UPI on your website in 10 minutes

From account to first payment: connect PhonePe, create a key, add a pay button. A step-by-step overview for website owners.

Payment links: get paid on WhatsApp without a website

Send a link, get paid by UPI. How payment links and payment pages help freelancers, tutors and small shops collect money.

Why payments get stuck in “pending” and how to handle them

Most UPI payments finish in seconds, but some take longer. Understand pending states and how automatic status checks resolve them.

Refunds over UPI: what merchants need to know

Full or partial, through the provider or recorded by hand. A practical guide to refunding UPI payments.

UPI for subscriptions, fees and repeat payments

Tuition fees, gym memberships, monthly services: patterns for collecting repeat payments by UPI today.

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