Launching your own payment gateway business with UPIPayments

UPIPayments lets you run a package-based UPI payment platform for other merchants under your own brand.

What you need

1. A domain for your brand, registered at DOMAINSROCK.
2. Hosting with PHP 8.2+, MySQL and HTTPS.
3. The UPIPayments script, installed with the web installer.
4. Packages: decide your plans, limits, transaction charges and GST.
5. Your own platform account to collect package fees and wallet top-ups.
6. Policies: terms, privacy and refund pages for your site.

Check the rules

Each merchant connects their own provider account (PhonePe, Paytm, Razorpay, Cashfree or Direct UPI), so money goes straight to them. Read your providers’ terms, and take professional advice on the regulations that apply to your business model.