You can connect several accounts and choose a default per mode.
Paytm
You need your MID, merchant key and website name (usually DEFAULT in production, WEBSTAGING for staging). Requests and callbacks are checksum-signed.
Razorpay
Use your key ID and key secret. Test keys (rzp_test_…) belong on a staging account. Add the webhook URL with a webhook secret for events such as payment.captured and refund.processed.
Cashfree
Use your App ID and secret key; sandbox keys go on a staging account.
Priority and smart routing
Give each account a priority. With smart routing in your package, if the default account cannot start a payment, the next one is tried automatically.
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